1 Feb

4 Key Things to Know about a Second Mortgage

General

Posted by: Nicole Crichton

A second mortgage is a mortgage that is taken out against a property that already has a home loan (mortgage) on it. Generally people take out second mortgages to satisfy short-term cash or liquidity requirements, have an investment opportunity or to pay off higher-interest debts (such as credit cards and student loans) that a second […]

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24 Jan

Recession Proofing Your Finances

General

Posted by: Nicole Crichton

Recession Proofing Your Finances. The latest news has been focused on rising interest rates, surging inflation, and economic uncertainty with suggestions that the Canadian economy could be tripped into recession. With all this information circulating, now is a good time to discuss ways to adapt your finances and protect your future. Fortunately, there are a […]

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28 Jun

Purchase Plus Improvements Mortgage.

General

Posted by: Nicole Crichton

Purchase Plus Improvements Mortgage. When it comes to shopping for your perfect home, it can be hard to find the exact one ready to go! If you are looking into a home that requires improvements, there is a mortgage product known as Purchase Plus Improvements (PPI). This type of mortgage is available to assist buyers […]

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2 Feb

1st Time Home Buyer

General

Posted by: Nicole Crichton

First-Time Home Buyer. Being on the path to purchasing your first home is one of the most exciting and most rewarding moments in life! While people don’t always dream of the perfect mortgage, we do grow up thinking of a white picket fence and our dream home. Even if you imagined your dream home as […]

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2 Nov

What is Title Insurance?

General

Posted by: Nicole Crichton

What is Title Insurance and Other Questions Answered!. Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed up the process of closing on your new home, while protecting you and your heirs […]

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23 Apr

10 First-Time Homebuyer Mistakes

General

Posted by: Nicole Crichton

10 First-Time Homebuyer Mistakes. As a first-time buyer, there are some homebuyer mistakes you should avoid to ensure a smooth and successful experience: THINKING YOU DON’T NEED A REAL ESTATE AGENT You might be able to find a house on your own, but there are still many aspects of buying real estate that can confuse […]

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9 Apr

Relocate or Renovate

General

Posted by: Nicole Crichton

Relocate or Renovate. Like Lighting in a Bottle. That’s how Todd Talbot describes the chemistry between him and Jillian Harris, his co-host of the reality TV series Love It or List It Vancouver. There’s an undeniable electricity that flows between the pair who have battled against each other through 104 hour-long episodes of the home-design […]

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11 Feb

Subject Free Offers – Are They a Good Idea?

General

Posted by: Nicole Crichton

Subject Free Offers – Are They a Good Idea? This is a question I’ve been asked a lot lately as the market heats up, multiple offers are common, homes go over asking price, and buyers become discouraged. The short answer: don’t do it! The long answer : You can be pre-approved – be an A+ […]

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1 Dec

Mortgages: The Interest Rate Debate

General

Posted by: Nicole Crichton

When it comes to getting a mortgage, there are a lot of common questions that potential mortgage holders have such as “what is your interest rate?” and “what is the monthly payment?”. While it can be easy to think that these are the only two questions that matter, there is actually a lot more to […]

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11 Nov

5 Things to Know Before Buying a Rural Property

General

Posted by: Nicole Crichton

As cities continuing to grow bigger and busier, a rural home beyond those limits can seem like a dream come true! However, before you dive into country living, there are a few things you should know! Especially, how different it can be to qualify for a mortgage. 1. CHECK THE ZONING When it comes to buying […]

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