A list of links and resource pages to assist you with home buying and your mortgage.

First Time Home Buyer’s Property Transfer Tax Exemption
https://www2.gov.bc.ca/gov/content/taxes/property-taxes/property-transfer-tax/exemptions/first-time-home-buyers

CRA – RRSP Home Buyer’s Plan
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/rrsps-related-plans/what-home-buyers-plan.html

CRA – First Home Savings Account
https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/first-home-savings-account.html

CRA – Home Buyer’s Amount (Claim on Tax Return)

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/about-your-tax-return/tax-return/completing-a-tax-return/deductions-credits-expenses/line-31270-home-buyers-amount.html

City of Kamloops TIPS (Tax Instalment Plan Service)
https://www.kamloops.ca/city-services/property-taxes/payment-options/tax-installment-plan-service-tips

Video – Mortgage Penalties Explained

https://www.youtube.com/watch?v=UpoeDpTKxXU

 

Lender Portals:

First National
https://mymortgage.firstnational.ca/

MCAP
https://www.mcap.com/mymcap

RMG
https://www.rmgmortgages.ca/myrmg

Scotia
https://auth.scotiaonline.scotiabank.com/

TD
https://www.td.com/ca/en/personal-banking/get-started/